Primary & Second Homes – Owner Occupied Only Max 60% LTV/CLTV Minimum 700 FICO Max HELOC amount $500,000 No Reserves Required – Money Received from HELOC counts as Reserves. 30 Year Term, 1st 10 years Interest Only, Remaining 20 Years are amortized. Loan Application only requires: Name, Social Security Number (to Pull Credit), and the address of…