Self-employed 1099 borrowers can relax – no tax returns, frustration, or wasted time.

Designed to help self-employed and contract borrowers turn their 1099 income into approvals—without needing tax returns or complex documentation.

Program Highlights:

  • Up to 90% LTV
  • 85% LTV, Min FICO 720
  • 80% LTV, Min FICO 680
  • $3.5MM Max Loan Amount | $150K Min Loan Amount
  • 50% Max DTI
  • 1099 income may be combined with other income & long-term rental income
  • Asset Depletion may supplement other income sources (no minimum asset requirement)
  • No tax returns required
  • Interest-Only options available
  • Primary, Second Homes, and Investment properties

Again… Self Employed 1099 borrowers can relax – no tax returns, frustration, or wasted time.