Fed Rate Decisions and Mortgages: What Homebuyers Should Know

December 9, 2025

When people say, “The Fed raised rates or lowered rates…”.   The truth is: the Federal Reserve doesn’t directly set mortgage…

No Income/No Reserves Documentation – HELOC

November 11, 2025

Primary & Second Homes – Owner Occupied Only Max 60% LTV/CLTV Minimum 700 FICO Max HELOC amount $500,000 No Reserves…

Contract Employee 1099 – Aggressive Purchase and Refinance Programs

October 24, 2025

Self-employed 1099 borrowers can relax – no tax returns, frustration, or wasted time. Designed to help self-employed and contract borrowers…

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January 1, 2023

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