• Primary & Second Homes – Owner Occupied Only
  • Max 60% LTV/CLTV
  • Minimum 700 FICO
  • Max HELOC amount $500,000
  • No Reserves Required – Money Received from HELOC counts as Reserves.
  • 30 Year Term, 1st 10 years Interest Only, Remaining 20 Years are amortized.
  • Loan Application only requires: Name, Social Security Number (to Pull Credit), and the address of all Properties owned… Nothing more
  • Property listed for sale must be taken off the market at least one day prior to the loan application, as evidenced by the listing cancellation.